POLICIES & DISCLOSURES
Did you know ...
  • that we always answer your calls in person?
  • that when you apply for a loan you receive an answer within hours ... not days?
  • that our friendly member service representatives are always eager to serve you?
WEBSITE DISCLAIMER

Web site design, text, graphics, the selection and arrangement thereof, and all software are property of Food Industries Credit Union

www.foodcu.org ALL RIGHTS RESERVED.

Food Industries Credit Union takes reasonable measures to ensure the quality of the information made available on this website. Food Industries Credit Union may periodically update the information but makes no commitment to do so. Any conclusions that users draw from the information presented here are his or hers and are not to be attributed to Food Industries Credit Union. The views expressed in working papers or elsewhere on this website do not necessarily reflect the views of the Food Industries Credit Union or of the Federal Reserve System.

Food Industries Credit Union provides relevant links to websites outside of this website (hereafter “External Websites”) as an additional resource for our users. External Websites may also link to Food Industries Credit Union website. External Websites, which are either linked to this website or are linked to by this website, are not under the control of Food Industries Credit Union. These External Websites may contain material that is protected under copyright or other laws with restrictions on use. Food Industries Credit Union makes no warranty, express or implied, nor assumes any liability or responsibility for any information that is available on any External Websites that link to this website or that are linked to by this website. Neither inclusion of links to External Websites nor External Websites inclusion of links to this website Food Industries Credit Union’s sponsorship, endorsement, recommendation or approval of the sites, the entities or organizations managing the sites, any views expressed on the sites or any products or services offered.

Except as specifically stated on this site, neither Food Industries Credit Union nor any of its directors, employees or other representatives will be liable for damages arising out of or in connection with the use of this site.
Users specifically agree that Food Industries Credit Union shall not be responsible for unauthorized access to or alteration of your transmissions or data, any material or data sent or received or not sent or received, or any transactions entered into through this service. Food Industries Credit Union does not give, sell or transfer personal information to third parties, unless required by law.

Users specifically agree that Food Industries Credit Union shall not be responsible for unauthorized access to or alteration of your transmissions or data, any material or data sent or received or not sent or received, or any transactions entered into through this service. Food Industries Credit Union does not give, sell or transfer personal information to third parties, unless required by law.

FOOD INDUSTRIES CREDIT UNION PROVIDES NO WARRANTY, EXPRESS OR IMPLIED, AS TO THE ACCURACY, TIMELINESS, COMPLETENESS, MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, TITLE, QUALITY AND NON-INFRINGEMENT OF ANY INFORMATION ON THIS WEBSITE. ALL INFORMATION, DATA AND MATERIALS ARE PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTY OF ANY KIND. FOOD INDUSTRIES CREDIT UNION SHALL NOT BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES OR ANY OTHER KIND OF DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION, OR ATTORNEY’S FEES) THAT ARE IN ANY WAY DUE TO, RESULTING FROM, OR ARISING IN CONNECTION WITH THE USE OR PERFORMANCE OF, OR INABILITY TO USE INFORMATION AVAILABLE FROM THIS WEBSITE, REGARDLESS OF WHETHER FOOD INDUSTRIES CREDIT UNION HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.

PRIVACY POLICY

Your Personal Information
In the course of providing you with products and services, Food Industries Credit Union acquires information from you in person, during telephone interviews, on applications and other forms you complete, and from outside sources, including consumer-reporting agencies. We also maintain information about your transactions with us.

Maintaining Confidentiality
We do not share any personal information about you or our former members with third parties except as permitted or required by law, and as necessary for business purposes. For example, we may share information to comply with court orders, tax laws or with consumer reporting agencies. We may also share information with companies that work for us in providing you products and services. Such companies include check printers and data processors. These companies act on our behalf and are obligated to keep any information we share with them confidential.

Food Industries Credit Union seeks to meet the financial needs of all members. Accordingly, Food Industries Credit Union may enter into agreements with other institutions to offer members’ high-quality financial products and services or to provide marketing services on our behalf. For example, an Administrator for Individual Retirement Accounts to facilitate correct distribution and tax reporting. We may also enter into an agreement with a company that provides a low-cost Accident Insurance Plan.

As part of these agreements, we may share account-related information such as your name, address, or account activity. These agreements require that your information be kept confidential and used only for the purpose of offering you products, services, or promotions approved by Food Industries Credit Union.

Keeping Your Information Secure
Food Industries Credit Union is committed to keeping your information secure. We access your personal information only when necessary to service or maintain your accounts, and to meet your needs. We maintain physical, electronic and procedural safeguards that comply with regulations to guard your personal information.

If you have questions concerning the privacy of your personal information or if you need to correct information we have on file, please contact us at 1-800-452-6021 or write to us at PO Box 7245, Eugene, OR 97401.